Planning Your Budget: Costs Beyond the Plot Price

Beyond the plot price, budget for stamp duty and registration, legal and documentation fees, utility connections and, if you build, design, construction, boundary work and landscaping. Add a buffer for the unexpected.

What to include

• Stamp duty and registration
• Legal and documentation fees
• Utility connections
• Design and construction (if building)
• Boundary work and landscaping
• A buffer for surprises

Ask for it in writing

Request a clear written breakdown of what is included in the plot price and what is not.

A simple budgeting method

1. Fix the maximum you are comfortable spending in total
2. Subtract government charges, legal fees and utility connections
3. Keep a buffer of about ten percent for surprises
4. Use what remains for the plot and, later, construction

Writing the plan down helps you say no to plots that do not fit.

Key takeaways

• Budget for stamp duty, registration and legal fees
• Add utility connections and, if building, construction costs
• Keep a buffer for surprises
• Ask for a written breakdown of what the plot price includes

Frequently asked questions

How much extra should I budget?

It varies by project and plan. Ask the developer and your advisers for estimates specific to your plot.

Should I tell the developer my budget?

Yes. It helps us suggest suitable plots and explain next steps clearly.

Can I buy the plot first and build later?

Yes. Many buyers do, and build when their budget and plans are ready. Just check that the plot's approvals allow it.

Share your budget when you book a site visit and we will suggest plots that fit.